Loans in New Zealand in 2023

Future Finance - description of the lender

futurefinance

Loan ammount

$2,000 - $80,000

Loan term

6 months - 5 years

Future Finance - description of the lender

Company

Future Finance makes getting a personal loan fast, simple and flexible, so you can smooth out any money hurdles and get on with life. A personal loan can be used for whatever you want. Future Finance is 100% New Zealand owned company.

APR

10.93 - 100.67% p.a.

Representative example

$20,000 loan over a 36-month term. Establishment Fee $465. Valuation Fee $35, PPSR Search & Registration Fee $9.20, Credit Check $8.20, Driver Check $3, Identity Check $2.65, Passport Check $2.19, Vehicle Check $10.30, Bank Statement Report $1.95, Total Interest Charges Payable $6,188, Total Amount Payable $26,725, Annual Percentage Rate (APR) 19.9121%, Interest Rate 17.99%.

Requirements

  • At least 18 years of age;
  • have a regular income, and be able to offer a form of security for the loan.

  • You also have to be able to provide your name, address, phone numbers, employment details, information on your expenses, bank statement and account number.

    Registration number

    FSP4261

    Legal address

    100 Mcleod Street, Camberley, Hastings,
    4120, New Zealand

    Additional information

    Phone: 0800 25 10 40
    Email: hello@futurefinance.co.nz

    Other offers

    Minimum loan amount

    $3,000

    Maximum loan amount

    $40,000

    Minimum loan term

    6 months

    Maximum loan term

    7 years

    Max. APR

    12.9% p.a.

    Minimum age

    18 years

    224

    Representative example: Loan amount: $5,000, Loan term: 2 years, Interest: $699, a one-off application fee: $115, APR: 12.9%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

    Minimum loan amount

    $1,000

    Maximum loan amount

    $50,000

    Minimum loan term

    6 months

    Maximum loan term

    5 years

    APR

    13.90% p.a.

    Minimum age

    18 years

    187

    Representative example: Loan Amount: $10,000, Loan Term: 3 years, Total amount payable: $12,409, APR: 13.90%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

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