Loans in New Zealand in 2021

ANZ Bank - description of the lender

Loan ammount

$3,000 - $40,000

Loan term

6 months - 7 years

ANZ Bank - description of the lender

Company

ANZ Bank offers personal accounts and services - internet banking, insurance, credit cards, home loans, personal loans, and foreign exchange.

APR

12.9 %

Representative example

The ANZ Personal Loan interest rate is currently 12.90% p.a. (but can change) and you can pay these loans off between six months and seven years. For example if you borrowed $5,000 for two years at 12.90% p.a., the total interest payable would be about $699. Plus a one-off application fee of $115 applies (there is no application fee for full-time tertiary students on a Jumpstart account).

Requirements

  • Be at least 18 years old.
  • Receiving a regular income.
  • Having enough money left over at the end of month, after your expenses are paid, to meet your loan repayments.
  • Being a New Zealand citizen, permanent resident or if you’re a non-resident, have more than one year left on your work visa.
  • Proving your identity and earnings.

Important

  • Make extra repayments on your personal loan whenever you like - with no penalties;
  • There is a one-off loan application fee of $115, which can be added to the loan amount.
  • Office hours

    Weekdays, 8am - 8.30pm
    Weekends, 9am - 5pm

    Legal address

    Private Bag 92210
    Victoria St West
    Auckland 1142

    Additional information

    0800 837 123

    Other offers

    Minimum loan amount

    $3,000

    Maximum loan amount

    $40,000

    Minimum loan term

    6 months

    Maximum loan term

    7 years

    Max. APR

    12.9% p.a.

    Minimum age

    18 years

    180

    Representative example: Loan amount: $5,000, Loan term: 2 years, Interest: $699, a one-off application fee: $115, APR: 12.9%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

    Minimum loan amount

    $1,000

    Maximum loan amount

    $50,000

    Minimum loan term

    6 months

    Maximum loan term

    5 years

    APR

    13.9% p.a.

    Minimum age

    18 years

    159

    Representative example: Loan Amount: $10,000, Loan Term: 3 years, Total amount payable: $12,409, APR: 13.9%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

    MoneyGuru SIA, Address: Cālīšpurva street 27, Baloži, Latvia, LV-2128
    Registration number: 41503072001 Bank: Swedbank AS, E-mail: partner@moneyguru24.com
    Copyright © MoneyGuru 2012-2021. All rights reserved.

    By using our website, you agree to our use of cookies.