Loans in New Zealand in 2018!

ANZ Bank - description of the lender

Loan ammount

$3000 - $40000

Loan term

6 months - 7 years

Company

ANZ Bank offers personal accounts and services - internet banking, insurance, credit cards, home loans, personal loans, and foreign exchange.

APR

13.95 %

Representative example

Loan amount: $10000, Loan term: 5 years, Monthly repayments: $232, Interest: $3945, Total amount payable: $13945, APR: 13.95%

Requirements

  • must be over 18 years old;
  • must be a permanent New Zealand resident;
  • must apply for $ 3,000 or more.
  • Important

  • Make extra repayments on your personal loan whenever you like - with no penalties;
  • There is a one-off loan application fee of $115, which can be added to the loan amount.
  • Office hours

    Weekdays, 8am - 8.30pm
    Weekends, 9am - 5pm

    Legal address

    Private Bag 92210
    Victoria St West
    Auckland 1142

    Additional information

    0800 837 123

    Other offers

    How to choose the best loan for you?



    • Loan simulation

      Loan simulation on lenders websites show the differences between offers, in terms of monthly payments and also the total cost to pay. In any case we recommend you to make a credit simulation on 2 or 3 websites that suit you and only then make your online application. If you hesitate between several offers, make several credit applications to receive offers. This will allow you to compare the contracts.
    • APR.*

      Annual Percentage Rate represents an annual cost (in %) of borrowing. The APR include factors such as interest rate and certain other fees and charges into account. In order to make it easier for you to compare one loan to other similar loans, lenders are required to tell you their APR before you sign an agreement.
    • The application fee.**

      The records of expenses are very different from one institution to another. High records charges may hide behind a low APR. Up to 1% of the credit amount, expenses records are reasonable.
    • The total cost of credit.

      The total cost is the first item to check for comparing credit offers. This is the amount you will pay in the end. This amount includes interest, possible administrative costs or insurance.


    Minimum loan amount
    $3000
    Maximum loan amount
    $40000
    Minimum loan term
    6 months
    Maximum loan term
    7 years
    APR
    13.95 %
    Minimum age
    18 years
    Loan granting
    Good
    Online application
    anz.co.nz
    Requirements:
    • - must be over 18 years old;
    • - must be a permanent New Zealand resident;
    • - must apply for $3,000 or more.
    Representative example: Loan amount: $10000, Loan term: 5 years, Monthly repayments: $232, Interest: $3945, Total amount payable: $13945, APR: 13.95%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    Minimum loan amount
    $1000
    Maximum loan amount
    $50000
    Minimum loan term
    1 year
    Maximum loan term
    5 years
    APR
    13.95 - 18.95 %
    Minimum age
    18 years
    Loan granting
    Good
    Online application
    westpac.co.nz
    Requirements:
    • - you must be at least 18 years of age;
    • - be a permanent New Zealand Resident;
    • - have a regular income.
    Representative example: Loan Amount: $10000, Loan Term: 5 years, Monthly repayments: $232, Total amount payable: $13920, APR: 13.95 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    Minimum loan amount
    $2000
    Maximum loan amount
    $80000
    Minimum loan term
    6 months
    Maximum loan term
    5 years
    APR
    10.93 - 100.67 %
    Minimum age
    18 years
    Loan granting
    Good
    Online application
    futurefinance....
    Requirements:
    • - you must be at least 18 years of age;
    • - be a permanent New Zealand Resident;
    • - have a regular income.
    Representative example: Loan amount: $20000, Loan term: 3 years, Total amount payable: $26725, APR: 19.9 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
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